University campus


  • Nearly 50 percent of high school seniors say they wish they learned personal finance in school. (Discovery Education, 2018)
  • A recent study finds that differences in financial knowledge account for 30-40 percent of retirement wealth inequality. (Lusardi, Michaud, & Mitchell, 2017)
  • A 2016 survey indicated that 31 percent of young Americans agreed that their high school education did a good job of teaching them healthy financial habits. (Bank of America, 2016)
  • Students exposed to rigorous financial education in high school saw their credit scores increase by an average of 20 points and their probability of delinquency reduced. (FINRA, 2015)
  • Less than 20 percent of teachers report feeling “very competent” to teach personal finance topics. (UW-Madison, 2010)
  • State-mandated financial education graduation requirements decrease the likelihood of carrying a credit card balance. (NEFE, 2018)
  • Only 17 states mandate that high school students complete a course in personal finance. (2018 Survey of the States, CEE)
  • Only 1/3 of states require their students to take a personal finance class in order to graduate. (2018 Survey of the States, CEE)