November 13, 2020
What is your current role?
Along with my team, I maintain the Federal Reserve System’s largest collection of wholesale credit data and modeling platforms. While physically located in Chicago, my team provides support nationally for wholesale credit analytics and loss modeling used to supervise the nation’s largest banks.
What career experiences led you to your current role?
Prior to the Federal Reserve Bank, I worked as a credit analyst at Synchrony Financial's two-year rotational business leadership program, which afforded me the opportunity to live and work in Dayton, Ohio; Stamford, Connecticut; and Chicago, IL. Prior to Synchrony, I received my BA in Political Science from Davidson College near Charlotte, NC.
What do you do on a daily basis?
Regularly, I am using data analytics tools, including primarily Tableau, Excel, and SQL, to answer questions about what risks I am seeing at different banks, in different industries and sectors, and if there are notable market trends that our team should monitor. I work closely with preparing analysis for different presentation requests for direct bank supervisory teams, the Board of Governors, and different Reserve Bank presidents. Outside of my immediate work, I also work on advancing economic outreach and financial education initiatives with the Money Smart Week team, and serve as the liaison to the Diversity & Inclusion forum representing the Asian American employee resource group at the Chicago Fed.
What do you like most about your job?
I enjoy the problem-solving aspect of my job. I like to ask big questions and delve deep into the data, create visualizations to help others understand trends and insights, and communicate my findings broadly.
What advice would you give to a student considering a similar career?
I would advise every student to seek out training opportunities to improve their data literacy skills early on. Do your best to get comfortable with basic coding, data visualization, and spending some time in different data softwares. If you can, there are many free training resources and certifications available, and many colleges offer coursework in data analytics, computer science, and statistics that will greatly prepare you for any job!
If you had a personal finance course in high school or college, what was your biggest takeaway? If you didn't have a class, what do you wish you learned about personal finance in school?
I never had a course in personal finance in high school or college, but I wish I had learned about the importance of building good credit early on, what it allows you to do, and how to do it carefully.